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  • Writer's pictureLeslie W. Peters

The South Carolina Closing Process

The South Carolina Closing Process

Whether you’re a buyer, seller, or just curious about the process, understanding the intricacies of real estate transactions in South Carolina can be immensely helpful.

The Residential Real Estate Closing Process in South Carolina

In South Carolina, conducting a real estate closing is considered the practice of law, and an attorney licensed in the state is required to supervise and review various aspects of the closing process. Here are the key steps involved:

Title Search and Examination:

An attorney supervises the title search, ensuring that the property’s title is clear and free from any liens or encumbrances. The attorney also reviews the title search results and resolves any issues that may arise.

Closing Documents Preparation:

The attorney prepares the necessary legal documents for the closing, including the deed and Closing Disclosure/Settlement Statement. These documents are essential for transferring ownership from the seller to the buyer.


The closing appointment typically takes place at the attorney’s office or a designated location, and generally takes an hour or less. All parties involved, including buyer, seller, and their respective agents, gather to sign the necessary documents.

Funds Disbursement:

The attorney ensures that funds are properly disbursed. The seller receives the proceeds from the sale, and any outstanding debts such as mortgage balances are paid off.

Recording of Documents:

After the closing, the attorney records the deed and other relevant documents with the county Register of Deeds. Recording ensures that the transfer of ownership is officially documented.

Title Insurance:

The buyer typically purchases title insurance to protect against any future claims or defects in the title. The closing attorney facilitates the issuance of title insurance policies.

Finalizing the Closing:

Once all documents are signed, funds are disbursed, and the title is recorded, the closing is complete. The buyer receives the keys to the property, and ownership officially transfers.

Closing Costs in South Carolina

Closing costs in South Carolina vary based on the property’s price and other factors. These costs include fees for title searches, attorney services, recording fees, title insurance premiums, and other related expenses.

Purchasing a Home in South Carolina? We’re Here to Help

Remember, whether you’re buying or selling, having an experienced real estate attorney by your side ensures a smooth and legally sound closing process in the Palmetto State. Boger and Peters is committed to helping clients around the state purchase the property of their dreams. To speak with us about an upcoming real estate closing, call (803) 252-2880 today.

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